Oppenheimer Bank is offering a -year mortgage with an APR of based on monthly compounding. With this mortgage your monthly payments would be per month. In addition, Oppenheimer Bank offers you the following deal: Instead of making the monthly payment of every month, you can make half the payment every two weeks (so that you will make payments per year). With this plan, how long will it take to pay off the mortgage if the EAR of the loan is unchanged? Note: Make sure to round all intermediate calculations to at least 8 decimal places.